From Black Friday through Thanksgiving and Christmas shopping, the year-end holiday season is brimming with opportunities to shop for yourself and your loved ones. Now, you can enjoy even greater financial flexibility and rewards while doing so.
From October 20 to December 20, 2025, you’ll receive a HK$200 statement credit* when you spend with the American Express Interest-Free Installment Program in a single transaction of HK$2,000 net or above using your registered American Express® Card in-person at a participating merchant.
This limited offer is available on a first-come, first-served basis for Eligible Cards that are successfully registered.
*Each Registered Card can only enjoy this Offer once during the Promotion Period. Supplementary Cards must be registered separately and spending cannot be combined amongst Cards to meet the Spending Requirement. The Interest-Free Installment Program is only available when spending a net amount of HK$2,000 or more in one transaction. However, spending requirements of each merchant may vary, please check with the participating merchants.
The Interest-Free Installment Program may not be applicable to some products or services. Further details are available at each of the participating merchants. Please check with the participating merchants or click here to find out more.
American Express
Access It®
Access up to HK$300,000Δ# pre-approved loan instantly on your American Express Card#*.
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