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Enjoy more convenience and rewards through interest-free installments
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中文
Account ending: {(last_5)}
Member since: {(member_since)}
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Earn a HK$200 Statement Credit
with your Card from your year-end shopping
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More freedom, more rewards
From Black Friday to Thanksgiving and Christmas shopping, the year-end holiday season is filled with opportunities to treat yourself and your loved ones. Now, you can enjoy even greater spending flexibility and exciting rewards, making each purchase even more rewarding.
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From October 22 to December 22, 2025, you’ll receive a HK$200 statement credit* when you spend with the American Express Interest-Free Installment Program in a single transaction of HK$2,000 net or above using your registered American Express® Card in-person at a participating merchant.
This limited offer is available on a first-come, first-served basis for
Eligible Cards that are successfully registered.
Eligible Card: Account ending in {(last_5)}
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Earn your statement credit in three easy steps
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1. Log in on the
Amex HK App
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2. Go to the
“Offers” Tab
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3. Click “+” to register the offer
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*Each Registered Card can only enjoy this Offer once during the Promotion Period. Supplementary Cards must be registered separately and spending cannot be combined amongst Cards to meet the Spending Requirement. The Interest-Free Installment Program is only available when spending a net amount of HK$2,000 or more in one transaction. However, spending requirements of each merchant may vary, please check with the participating merchants.
The Interest-Free Installment Program may not be applicable to some products or services. Further details are available at each of the participating merchants. Please check with the participating merchants or click here to find out more.
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American Express
Access It®
Access up to HK$300,000Δ#
pre-approved loan instantly
on your American Express Card#*.
APR and T&Cs apply.
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GET MORE FROM AMERICAN EXPRESS
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Don't miss out on our latest offers!
Download the Amex Experiences App now and fully enjoy your Cardmembership anytime, anywhere.
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Notes:
#
The pre-approved amount is subject to change, please refer to your Online Account or Amex HK App to check the updated pre-approved amount, Annualized Percentage Rate (“APR”). An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. For details of Monthly Flat Rate, Annualized Percentage Rate (“APR”) and relevant fees & charges, please refer to your Online Account or Amex HK App to check for the pre-approved a maximum of up to HK$300,000 amount and interest.
Δ
Eligible Cardmembers can request a minimum of HK$5,000 and 300,000, subject to your pre-approved amount of your credit limit. You can log in to your Online Account or Amex HK App to check for the pre-approved amount.
^
Once the Loan-on-Card is approved, we will process your Loan-on-Card and pay the funds to your personal bank account that is eligible to Faster Payment System (FPS) within a day. Most of the Loan-on-Card applications will be processed instantly and some will take up to 5 days upon the submission of the application.
To find out how we collect, safeguard and utilize your personal information, please visit the American Express Hong Kong Internet Privacy Statement.
In the future, if you do not wish to receive similar e-mail offers from American Express, please click here: Unsubscribe or call the phone number at the back of your Card. We will act on your request within 10 working days from the day we receive your instruction.
Please do not reply to this e-mail. We are unable to respond to you via return e-mail.
Please note this e-mail was sent to the address you received this message from: {(email)}.
If you receive this e-mail at a different address, this e-mail message was forwarded.
This e-mail is sent by American Express International, Inc.
(Incorporated with Limited Liability in U.S.A.)
18/F, 12 Taikoo Wan Road,
Taikoo Shing, Hong Kong.
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