Invite your friends to the American Express Essential® Credit Card

From now until March 31, 2026, you can take advantage of our latest
Member-Get-Member Referral Program. When you successfully refer your friends to apply for the American Express Essential Credit Card as a new Cardmember1*, both you and your friends will receive a special referral bonus. You can make up to 10 successful referrals2 to enjoy a maximum of HK$1,000 Statement Credit. Don’t miss out!

Copy and share your unique referral link with your friends directly

Earn rewards with your friends in three simple steps

Remarks:

*

Not applicable for Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.

1

American Express Essential Credit Card Referral Program Terms and Conditions apply.

2

Each referrer can make up to 10 successful referrals per calendar year (from January 1st to December 31st of each year) which include both New Cardmembers and/or Existing Cardmembers via the online Member-Get-Member program.

3

Referral bonus of HK$100 Statement Credit is only applicable for Basic Cardmembers who submit their Card application online and all required valid documents within 7 days from the date of application submission. Welcome Offer of HK$200 Statement Credit is based on accumulating a total spending of HK$2,000 on Basic and/or Supplementary Cards in the first 2 months upon Basic Card approval. Welcome Offer Terms and Conditions apply.