What would you do with an extra HK$200 or more?

From now until July 31, 2026, invite your friends to apply for the American Express Essential® Credit Card as New Cardmembers and get HK$200 Statement Credit for every successful referral1*. They’ll enjoy boosted rewards, and you’ll enjoy the perks — win-win all around.

Refer now and multiply the rewards together!

Copy and share your unique referral link with your friends directly

Earning rewards is as easy as 1, 2, 3

Remarks:

*

“New Cardmembers” refer to Basic Cardmembers who are NOT currently holding or who have NOT held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.

1

Referral rewards cap applies. American Express Essential Credit Card Referral Program Terms and Conditions apply.

2

Applicable to applicants who do not currently hold, or have not cancelled or held any Basic Card product issued by American Express Hong Kong within the past 12 months from the date of this application. HK$200 Statement Credit of referral bonus is only applicable to approved Basic Cardmembers who submit their Card application online and all required valid documents within 7 days of application submission. HK$200 Statement Credit of welcome bonus is awarded upon accumulating a total spending of HK$2,000 on Basic and/or Supplementary Cards in the first 2 months upon Basic Card approval. Welcome Offer Terms and Conditions apply.