Spend with the American Express Interest-Free Installment Program now

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From October 20 to December 27, 2026, enjoy up to HK$360 statement credit1 (equivalent to up to 12% rebate) when you spend HK$3,000 net or more in a single transaction with the American Express Interest-Free Installment Program using your registered American Express Explorer® Credit Card in-person at a participating merchant.

Eligible Card: Account ending in {(last_5)}

Register now

Please register your Card before spending in order to enjoy the Offer.
Transactions made before registration will not be considered an eligible transaction.

Elevate your rewards at Ingrid Millet

Get a HK$500 statement credit2 for a cumulative net spending of every HK$5,000 in-store at participating locations of Ingrid Millet or BIOSCREEN (including purchases made via the American Express Interest-Free Installment Program)

Register now

Offer valid until December 31, 2026.

Register now

Offer valid until December 31, 2026

Remarks:

1

Each Registered Card can only enjoy this Offer once during the Promotion Period. Limited quota available on a first-come-first-served basis.

Supplementary Cards must be registered separately and spending cannot be combined amongst Cards to meet the Spending Requirement. The offer of Interest-Free Installment Program is only available when spending a net amount of HK$3,000 or more in one transaction. However, the spending requirements of each merchant may vary, please check with the participating merchants.

The Interest-Free Installment Program may not be applicable to some products or services. Further details are available at each of the participating merchants. Please check with the participating merchants or click here to find out more.

By registering your Card, you agree to the full Terms and Conditions.

2

During the promotion period, the Registered Card Offer is limited to 5-time credits (up to a total of HK$2,500 statement credit) per Registered Card. Limited to the first 10,000 successfully registered Eligible Cards. Terms and Conditions apply, please click here for participating locations and offer details.

3

Only limited to Eligible Explorer Credit Cards that are successfully enrolled. Eligible Transactions are limited to Hong Kong dollar transactions that are charged to the enrolled Eligible Card. During the promotion period, every HK$1 of Eligible Transactions can earn: (i) basic 3 points; (ii) extra 3 Points, a cap on extra points during the designated period applies. Exclusions and Terms and Conditions apply. Please click here for details and enrollment.

American Express
Access It®

Access up to HK$300,000Δ#
pre-approved loan instantly
on your American Express Card#*.

Learn more

APR and T&Cs apply.


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Notes:

# The pre-approved amount is subject to change, please refer to your Online Account or Amex HK App to check the updated pre-approved amount, Annualized Percentage Rate (“APR”). An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. For details of Monthly Flat Rate, Annualized Percentage Rate (“APR”) and relevant fees & charges, please refer to your Online Account or Amex HK App to check for the pre-approved a maximum of up to HK$300,000 amount and interest.

Δ Eligible Cardmembers can request a minimum of HK$5,000 and 300,000, subject to your pre-approved amount of your credit limit. You can log in to your Online Account or Amex HK App to check for the pre-approved amount.

* Once the Loan-on-Card is approved, we will process your Loan-on-Card and pay the funds to your personal bank account that is eligible to Faster Payment System (FPS) within a day. Most of the Loan-on-Card applications will be processed instantly and some will take up to 5 days upon the submission of the application.

To find out how we collect, safeguard and utilize your personal information, please visit the American Express Hong Kong Internet Privacy Statement.

In the future, if you do not wish to receive similar e-mail offers from American Express, please click here: Unsubscribe or call the number at the back of your Card. We will act on your request within 10 working days from the day we receive your instruction.

Please do not reply to this e-mail. We are unable to respond to you via return e-mail.

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If you receive this e-mail at a different address, this e-mail message was forwarded.

This e-mail is sent by American Express International, Inc.
(Incorporated with Limited Liability in U.S.A.)
18/F, 12 Taikoo Wan Road,
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