New Year. Spend Smarter. Live Brighter.

Register your American Express Explorer® Credit Card for the following offers to enjoy as low as HK$0.88 = 1 mile1,3 on eligible foreign currency transactions now!

Selected Basic Card: Account ending in {(last_5)}

Remarks:

1

20.55 Membership Rewards points (equivalent to as low as HK$0.88 = 1 mile) includes 9.8 points spent in the first HK$6,000 in foreign currencies from the Limited-time Registered Card Offer and up to 10.75 points spent in the first HK$6,000 (or equivalent) in foreign currencies from the “Foreign Currencies and Travel Spend Offers” with an eligible Card. Conversion rate accurate as of January 2026 and on the basis of 1 mile can be redeemed by 18 Membership Rewards points. American Express Membership Rewards Program Terms and Conditions apply.

Offer is available to selected Basic Cards only. By registering your Card, you agree to the Terms and Conditions.

2

Foreign Currencies and Travel Spend Offers
Promotion period: January 2, 2026 to June 30, 2026. Inclusive of two offers and separate enrollment for each Offer is required. Exclusions and Terms and Conditions apply, please click here for details. Upon successful enrollment in and fulfillment of the Foreign Currencies and Travel Spend Offer, Cardmembers can earn up to 10.75 Membership Rewards points (equivalent to as low as HK$1.68 = 1 mile) for every HK$1 equivalent spent in eligible foreign currencies, which include:
- 3X on Local and Foreign Currencies Spend. Enrollment is not required.
- (Offer 1) 0.75X Additional Bonusing on the Foreign Currencies and Travel Spend. Enrollment is required.
- (Offer 2) 7X Additional Bonusing on the Foreign Currencies and Travel Spend. Enrollment is required and a cap on extra points during the designated period applies. Please refer to the relevant Terms and Conditions for details.

3

Foreign currency means any currency other than Hong Kong Dollars. If your transaction is converted to Hong Kong Dollars before being submitted to us (for example, if the merchants gives you the option of converting the transaction to Hong Kong Dollars at the point of sale), it will be considered an ineligible transaction. Please note that foreign currency transaction fees may apply for payments charged to your Card in a currency other than Hong Kong Dollars.