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Account ending: {(last_5)}
Member since: {(member_since)}
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中文
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Register now to double your rewards
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Register your American Express Explorer® Credit Card for the following two offers to enjoy up to 6.85% cash back1,3 now!
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Selected Basic Card: Account ending in {(last_5)}
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Offer valid until April 10, 2026
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Offer valid until June 30, 2026
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That’s like an earn rate of up to 6.85% cash back1,3 in eligible foreign currencies.
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Limited-Time Registered Card Offer and Foreign Currencies and Travel Spend Offer have to be registered separately, please register before spending.
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1
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20.55 Membership Rewards points (equivalent to up to 6.85% cash back) includes 9.8 points spent in the first HK$6,000 in foreign currencies from the “Limited-time Registered Card Offer” (Offer 1) and up to 10.75 points spent in the first HK$6,000 (or equivalent) in foreign currencies from the “Foreign Currencies and Travel Spend Offer" (Offer 2) with an eligible Card.
Conversion rate accurate as of February 2026 and based on HK$1 Pay with Points can be redeemed by 300 Membership Rewards points. Cover it with Points Terms and Conditions apply.
Offer is available to selected Basic Cards only. By registering your Card, you agree to the Terms and Conditions.
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2
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Foreign Currencies and Travel Spend Offer
Promotion period: January 2, 2026 to June 30, 2026. Inclusive of two offers and separate enrollment for each Offer is required. Exclusions and Terms and Conditions apply, please click here for details.
Upon successful enrollment in and fulfillment of the Foreign Currencies and Travel Spend Offer, Cardmembers can earn up to 10.75 Membership Rewards points for every HK$1 equivalent spent in eligible foreign currencies, which include:
- 3X on Local and Foreign Currencies Spend. Enrollment is not required.
- (Offer 1) 0.75X Additional Bonusing on the Foreign Currencies and Travel Spend. Enrollment is required.
- (Offer 2) 7X Additional Bonusing on the Foreign Currencies and Travel Spend. Enrollment is required and a cap on extra points during the designated period applies. Please refer to the relevant Terms and Conditions for details.
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3
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Foreign currency means any currency other than Hong Kong Dollars. If your transaction is converted to Hong Kong Dollars before being submitted to us (for example, if the merchants gives you the option of converting the transaction to Hong Kong Dollars at the point of sale), it will be considered an ineligible transaction. Please note that foreign currency transaction fees may apply for payments charged to your Card in a currency other than Hong Kong Dollars.
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American Express
Access It®
Access up to HK$300,000Δ#
pre-approved loan instantly
on your American Express Card#*.
APR and T&Cs apply.
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GET MORE FROM AMERICAN EXPRESS
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Don't miss out on our latest offers!
Download the Amex Experiences App now and fully enjoy your Cardmembership anytime, anywhere.
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Notes:
#
The pre-approved amount is subject to change, please refer to your Online Account or Amex HK App to check the updated pre-approved amount, Annualized Percentage Rate (“APR”). An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. For details of Monthly Flat Rate, Annualized Percentage Rate (“APR”) and relevant fees & charges, please refer to your Online Account or Amex HK App to check for the pre-approved a maximum of up to HK$300,000 amount and interest.
Δ
Eligible Cardmembers can request a minimum of HK$5,000 and 300,000, subject to your pre-approved amount of your credit limit. You can log in to your Online Account or Amex HK App to check for the pre-approved amount.
*
Once the Loan-on-Card is approved, we will process your Loan-on-Card and pay the funds to your personal bank account that is eligible to Faster Payment System (FPS) within a day. Most of the Loan-on-Card applications will be processed instantly and some will take up to 5 days upon the submission of the application.
To find out how we collect, safeguard and utilize your personal information, please visit the American Express Hong Kong Internet Privacy Statement.
In the future, if you do not wish to receive similar e-mail offers from American Express, please click here: Unsubscribe or call the number at the back of your Card. We will act on your request within 10 working days from the day we receive your instruction.
Please do not reply to this e-mail. We are unable to respond to you via return e-mail.
Please note this e-mail was sent to the address you received this message from: {(email)}.
If you receive this e-mail at a different address, this e-mail message was forwarded.
This e-mail is sent by American Express International, Inc.
(Incorporated with Limited Liability in U.S.A.)
18/F, 12 Taikoo Wan Road,
Taikoo Shing, Hong Kong.
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