Earn a round-trip ticket to Taiwan with just four successful referrals

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Your next adventure is calling

From now until March 31, 2026, you'll receive 72,000 Membership Rewards® points for every successful referral of American Express Explorer® Credit Card to New Cardmembers1* – that’s equivalent to 4,000 air miles2 you can redeem for a trip! You can make up to 10 successful referrals3 to enjoy 40,000 miles. Don’t miss out!

Copy and share your unique referral link with your friends directly:

{(short_link)}?CPID=100617537

Exclusive Welcome Offer for Your Friends

Up to 1,350,000 Membership Rewards points4* (redeemable for 75,000 air miles2) upon successful application via your unique referral link

18,000 points4 (redeemable for 1,000 miles2) upon first successful spending in the first 3 months upon Basic Card approval

 

Extra 180,000 points4 (redeemable for 10,000 miles2) upon accumulative spending of HK$7,000 in the first 3 months

 

HK$1 = 6 points4 (equal
to HK$3 = 1 mile2)

for eligible local
spending in the first
3 months, up to 1,152,000 points

Refer now

Share all the benefits of Explorer Credit Card
— Invite a friend to enjoy —

Step 1  

Welcome Offer of up to 75,000 miles4*

Step 1  

5X points for every eligible HK$1 spent at Selected Online Merchants5

Step 1  

As low as HK$1.68 = 1 mile on foreign currencies, airlines and selected online travel agencies spending upon enrollment6

Step 1  

Privileged access to Plaza Premium Lounges7

Step 1  

Complimentary Travel Insurance8

Step by step
Refer now
Remarks:
* Not applicable for Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application.
1 American Express Explorer Credit Card Referral Program Terms and Conditions apply.
2 Conversion rate accurate as of December 2025 and on the basis of 1 mile can be redeemed by 18 Membership Rewards points. Based on the calculation of 14,000 Asia Miles can redeem a set of round-trip economy class air tickets to Taipei. Redemption rate is based on Asia Miles Standard Award as of December 2025. Miles required may vary and redemptions are subject to availability.
3 Each referrer can make up to 10 successful referrals per calendar year (from January 1st to December 31st of each year) which include both New Cardmembers and/or Existing Cardmembers via the online Member-Get-Member program.
4 Including the 3 basic points earned under the American Express Membership Rewards Program. Only applicable for Basic Cardmembers who submit their Card application online and all required valid documents within 7 days from the date of application submission, and upon successful designated spending made with the Basic Card or Supplementary Card in the first 3 months of Basic Card approval. Welcome Offers Terms and Conditions apply.
5 5X points at Selected Online Merchants: From January 2, 2026 to December 31, 2026, Eligible Cardmembers must successfully enroll with their Eligible Card. 5X includes the 3 American Express Membership Rewards points earned under local spend and the additional 2 American Express Membership Rewards points earned under Selected Online Merchant Bonusing. The additional 2 American Express Membership Rewards points for every HK$1 spending incurred from the 5X Offer are capped at an extra 90,000 Membership Rewards points in total per Eligible Card Account for each calendar quarter. Terms and Conditions apply, click here for more details.
6 Foreign Currencies and Travel Spend Offers include two offers and separate enrollment for each Offer is required, subject to spending cap. Offer is valid till June 30, 2026. Foreign Currencies and Travel Spend Offer Terms and Conditions apply. Mile conversion rate accurate as of December 2025 and on the basis of 1 mile can be redeemed by 18 Membership Rewards points.
7 Complimentary lounge access or a complimentary meal set entitlement at designed airport dining outlets: with effect from January 1, 2026, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for 3 times and 1 time complimentary access respectively for each calendar year. After a cumulative net spending of HK$30,000 or more on the Cardmember’s account from eligible transactions within each calendar year, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for an additional 5 times and 1 time respectively, that is in total up to 8 times and 2 times complimentary access respectively. Based on the calculation of each Explorer Cardmember’s account can have a maximum of 2 complimentary Supplementary Cards, hence every Cardmember’s account can enjoy a total of up to 12 complimentary accesses in each calendar year. For the avoidance of doubt, the accumulation of spending in each Cardmember’s account shall also include the spending of the Supplementary Cards. American Express incurred fees (including, but not limited to Annual Fees, Foreign Currency Conversion fees and charges, cash advances, balance transfers), un-posted/cancelled/refunded transactions, and transactions that are found to be fraudulent or are eventually cancelled/refunded will not be considered as eligible purchases. Terms and Conditions apply, click here for more details.
8 Complimentary Travel Insurance when trips are booked and paid with the Explorer Credit Card. Complimentary Travel Insurance ("Plan") is underwritten by Chubb Insurance Hong Kong Limited ("Chubb"), Chubb is authorized and regulated by the Insurance Authority of the Hong Kong SAR and is solely responsible for all coverage and compensation under the Plans. American Express International, Inc. ("we/ us") does not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. Travel Insurance Terms and Conditions apply.

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