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Discover how referrals are quick, easy and rewarding
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中文
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This year, whether you’re discovering the city’s latest hotspots or planning your next adventure with friends, you can unlock exceptional rewards together by inviting them to become a Cardmember of the American Express Explorer® Credit Card.
From now until May 31, 2026, enjoy new rewards with your friends and family for every successful referral:
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HK$50 statement credit upon a single top-up spending of HK$600 or above for Octopus on mobile wallet
in the first 3 months
2
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Extra 216,000 points
upon accumulative spending of HK$8,000 in the first 3 months2
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HK$1 = 6 points in the first 3 months, earn up to 1,152,000 points2
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Copy and share your unique referral link with your friends directly:
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Share the benefits of Explorer Credit Card — Your friends will enjoy —
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Welcome Offer of up to 76,000 miles2*
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As low as HK$1.68 = 1 mile2 on eligible foreign currencies, airlines and selected online travel agencies spending upon enrollment3
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5X points for every eligible HK$1 spent at Selected Online Merchants upon enrollment4
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Privileged access to Plaza Premium Lounges5
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Complimentary Travel Insurance6
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Start earning rewards in three simple steps
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1.
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Log in to the referral website or the Amex HK App and get your unique referral link.
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2.
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Copy and share your unique referral link with your friends.
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3.
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Enjoy rewards together when your friends apply successfully via your unique link by [date].
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| * |
Not applicable for Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American Express Hong Kong within the past 12 months from the date of this application. |
| 1 |
Each referrer can make up to 10 successful referrals per calendar year (from January 1st to December 31st of each year) which include both New Cardmembers and/or Existing Cardmembers via the online Member-Get-Member program. American Express Explorer Credit Card Referral Program Terms and Conditions apply. |
| 2 |
Including the 3 basic points earned under the American Express Membership Rewards Program. Only applicable for Basic Cardmembers who submit their Card application online and all required valid documents within 7 days from the date of application submission, and upon successful designated spending made with the Basic Card or Supplementary Card in the first 3 months of Basic Card approval. Conversion rate accurate as of December 2025 and on the basis of 1 mile can be redeemed by 18 Membership Rewards points. Welcome Offers Terms and Conditions apply. |
| 3 |
Foreign Currencies and Travel Spend Offers include two offers and separate enrollment for each Offer is required, subject to spending cap. Offer is valid till June 30, 2026. Foreign Currencies and Travel Spend Offer Terms and Conditions apply. Mile conversion rate accurate as of December 2025 and on the basis of 1 mile can be redeemed by 18 Membership Rewards points.
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5X points at Selected Online Merchants: From January 2, 2026 to December 31, 2026, Eligible Cardmembers must successfully enroll with their Eligible Card. 5X includes the 3 American Express Membership Rewards points earned under local spend and the additional 2 American Express Membership Rewards points earned under Selected Online Merchant Bonusing. The additional 2 American Express Membership Rewards points for every HK$1 spending incurred from the 5X Offer are capped at an extra 90,000 Membership Rewards points in total per Eligible Card Account for each calendar quarter. Terms and Conditions apply, click here for more details. |
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Complimentary lounge access or a complimentary meal set entitlement at designed airport dining outlets: with effect from January 1, 2026, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for 3 times and 1 time complimentary access respectively for each calendar year. After a cumulative net spending of HK$30,000 or more on the Cardmember’s account from eligible transactions within each calendar year, Basic Cardmembers and each Supplementary Cardmember can enjoy the Offer for an additional 5 times and 1 time respectively, that is in total up to 8 times and 2 times complimentary access respectively. Based on the calculation of each Explorer Cardmember’s account can have a maximum of 2 complimentary Supplementary Cards, hence every Cardmember’s account can enjoy a total of up to 12 complimentary accesses in each calendar year. For the avoidance of doubt, the accumulation of spending in each Cardmember’s account shall also include the spending of the Supplementary Cards. American Express incurred fees (including, but not limited to Annual Fees, Foreign Currency Conversion fees and charges, cash advances, balance transfers), un-posted/cancelled/refunded transactions, and transactions that are found to be fraudulent or are eventually cancelled/refunded will not be considered as eligible purchases. Terms and Conditions apply, click here for more details. |
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Complimentary Travel Insurance when trips are booked and paid with the Explorer Credit Card. Complimentary Travel Insurance ("Plan") is underwritten by Chubb Insurance Hong Kong Limited ("Chubb"), Chubb is authorized and regulated by the Insurance Authority of the Hong Kong SAR and is solely responsible for all coverage and compensation under the Plans. American Express International, Inc. ("we/ us") does not act as an agent or fiduciary for you, and we may act on behalf of the insurance provider, as permitted by law. Travel Insurance Terms and Conditions apply.
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GET MORE FROM AMERICAN EXPRESS
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Don't miss out on our latest offers!
Download the Amex Experiences App now and fully enjoy your Cardmembership anytime, anywhere.
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Notes:
To find out how we collect, safeguard and utilize your personal information, please visit the American Express Hong Kong Internet Privacy Statement.
In the future, if you do not wish to receive similar e-mail offers from American Express, please click here: Unsubscribe or call the phone number at the back of your Card. We will act on your request within 10 working days from the day we receive your instruction.
Please do not reply to this e-mail. We are unable to respond to you via return e-mail.
Please note this e-mail was sent to the address you received this message from: {(email)}.
If you receive this e-mail at a different address, this e-mail message was forwarded.
This e-mail is sent by American Express International, Inc.
(Incorporated with Limited Liability in U.S.A.)
18/F, 12 Taikoo Wan Road,
Taikoo Shing, Hong Kong.
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