Register now to earn additional 73,000 points or 4,000 air miles1 from your designated amount spending

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From October 31 to November 30, 2025, simply register your American Express Explorer® Credit Card and reach a net spending of HK$10,00023 or more, whether in-person, online, or via in-app purchases at any merchant that accepts American Express® Cards. Upon meeting the spending requirement, you will receive additional 73,000 Membership Rewards® points, which is equivalent to 4,000 air miles1 for your next journey!

Selected Basic Card: Account ending in {(last_5)}

Register now

Besides, take advantage of the
Foreign Currencies and Travel Spend Offer45 and

Earn as low as HK$1 = 1 mile

For every HK$1 equivalent spent on eligible foreign currencies transactions, Airlines or Selected Online Travel Agencies in Hong Kong dollars.

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Limited-Time Registered Card Offer23

Step 1

From October 31 to November 30, 2025, register the eligible Card and fulfill the above designated spending requirement23 to earn additional 73,000 Membership Rewards points.

Register now
 

Foreign Currencies and Travel Spend Offer45

Step 1

From now until December 31, 2025, register and enjoy
up to 7.75 Membership Rewards points45 for every HK$1 (or equivalent) on the designated spend.

Register now

Limited-Time Registered Card Offer and Foreign Currencies and Travel Spending Offer have to be registered separately, please register before spending.

1 Conversion rate accurate as of December 2023, in which 1,000 air miles can be redeemed by 18,000 Membership Rewards points. American Express Membership Rewards Terms and Conditions also apply to this program. Please click here for details.

2 Offer is available to selected Basic Cards only. Please register your selected Basic Card before spending in order to enjoy the Offer. Transactions made before registration will not be considered eligible transactions. Each Registered Card can only enjoy the offer once during the promotion period.

3 By registering your Card, you agree to the Terms and Conditions. Eligible Cardmembers spend accumulative net amount of HK$10,000 with the Registered Card during Promotion Period to receive additional 73,000 Membership Rewards points, equal to 7.3 American Express Membership Rewards points for every HK$1 spent.

4 Foreign Currencies and Travel Spend Offer include two Offers and separate enrollment for each Offer is required. American Express Explorer® Credit Card Membership Rewards® Program Terms and Conditions also apply to this program. Please click here for details.

5 Upon successful enrollment in and fulfillment of the below Foreign Currencies and Travel Spend Offer, Cardmembers can earn up to 10.75 American Express Membership Rewards points for every HK$1 equivalent spent on eligible foreign currencies. Transactions, and for every HK$1 spent at Airlines or Selected Online Travel Agencies in Hong Kong dollars.
- “3X on Local and Foreign Currencies Spend”: Eligible Cardmembers will accrue 3 American Express Membership Rewards points from the local currencies spend under 3X on Local Spend or from foreign currencies spend under 3X on Foreign Currencies Spend for every eligible HK$1 (or equivalent) billed to the Eligible Card. Enrollment is not required.
- “0.75X Additional Bonusing (Offer 1)”: During the Foreign Currencies and Travel Spend Offer Promotion Period (as defined below) and after successfully completing the enrollment to Offer 1, the Enrolled Cardmembers (as defined below) will start earning additional 0.75 American Express Membership Rewards points for:
a) Every HK$1 equivalent spent in foreign currencies from Eligible Transaction (as defined below); and
b) Every eligible HK$1 spent on eligible airfare transactions for scheduled flights made directly with a passenger airline merchant (“Airline Bonusing”) or at Selected Online Travel Agencies (“Selected Online Travel Agencies Bonusing”) in Hong Kong dollars.
- “7X Additional Bonusing (Offer 2)”: During the Foreign Currencies and Travel Spend Offer Promotion Period (as defined below) and after successfully completing the enrollment to Offer 2, the Enrolled Cardmembers (as defined below) will start earning additional 7 American Express Membership Rewards points for:
a) Every HK$1 equivalent spent in the first HK$10,000 (or equivalent) in foreign currencies from Eligible Transaction (as defined below); and
b) Every eligible HK$1 spent in the first HK$10,000 on eligible airfare transactions for scheduled flights made directly with a passenger airline merchant (“Airline Bonusing”) or at Selected Online Travel Agencies (“Selected Online Travel Agencies Bonusing”) in Hong Kong dollars billed to the Enrolled Eligible Card during each calendar quarter (i.e. July 3 – September 30 or October 1 – December 31). Above Offer 1 and Offer 2 are collectively as “Foreign Currencies and Travel Spend Offer”, which are valid from July 3, 2025 to December 31, 2025, both dates inclusive (“Foreign Currencies and Travel Spend Offer Promotion Period”). The enrollment links will be available on go.amex/fx-spend-en starting from July 3, 2025 onwards. The selected merchants for Airlines Bonusing and Selected Online Travel Agencies Bonusing are updated from time to time without prior notice. For the latest list, please refer to above for details.

This program is applicable to Cardmembers of American Express Explorer Credit Card issued by American Express International, Inc. (“American Express”) in Hong Kong (“Eligible Card”, such holder, "Eligible Cardmember"). Eligible Cardmembers must successfully enroll in the Foreign Currencies and Travel Spend Offer with the Eligible Card during the Foreign Currencies and Travel Spend Offer Promotion Period (“Enrolled Cardmembers”), then spend in foreign currencies, airlines under Airline Bonusing or Selected Online Travel Agencies with the Enrolled Eligible Card to enjoy the Foreign Currencies and Travel Spend Offer (“Eligible Transaction”), which shall be subject to any exclusions outlined in the American Express Membership Rewards Terms and Conditions or herein. For the avoidance of doubt, any spending/transaction that occurs prior to the successful enrollment is not counted as qualified/eligible transactions under the Overseas Spend Offers.

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Access up to HK$300,000Δ#
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on your American Express Card#*.

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APR and T&Cs apply.


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Notes:

# The pre-approved amount is subject to change, please refer to your Online Account or Amex HK App to check the updated pre-approved amount, Annualized Percentage Rate (“APR”). An APR is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualized rate. For details of Monthly Flat Rate, Annualized Percentage Rate (“APR”) and relevant fees & charges, please refer to your Online Account or Amex HK App to check for the pre-approved a maximum of up to HK$300,000 amount and interest.

Δ Eligible Cardmembers can request a minimum of HK$5,000 and 300,000, subject to your pre-approved amount of your credit limit. You can log in to your Online Account or Amex HK App to check for the pre-approved amount.

^ Once the Loan-on-Card is approved, we will process your Loan-on-Card and pay the funds to your personal bank account that is eligible to Faster Payment System (FPS) within a day. Most of the Loan-on-Card applications will be processed instantly and some will take up to 5 days upon the submission of the application.

To find out how we collect, safeguard and utilize your personal information, please visit the American Express Hong Kong Internet Privacy Statement.

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