Your friend {(ref_fname)} {(ref_lname)} has invited you to become a Cardmember of American Express Essential® Credit Card.
New discoveries awaits you! Enjoy a warm welcome to American Express Essential Credit Card with an exclusive bonus offer to help you get even more from your Cardmembership.
2.5 Membership Rewards points for every HK$1 spent on eligible local transactions1
3 Membership Rewards points for every
HK$1 equivalent spent in eligible foreign currencies spend2
Pay with Points3
Enjoy complete flexibility with Pay with Points by American Express, you can use your Membership Rewards points to offset nearly all purchases you make with your Card - including dining, everyday spending, travel, entertainment and more.
Apply now to start enjoying the unique mix of dining, entertainment, travel and shopping privileges to satisfy your daily needs.
American Express Essential Credit Card Membership Rewards Program Terms and Conditions apply.
2
Foreign currencies spend has to be settled in a foreign currency. Foreign currency means any currency other than Hong Kong Dollars. If a transaction is converted into Hong Kong Dollars prior to being submitted to American Express, foreign currencies spend earn rate will not be applied on that spend. Payments for online transactions made in Hong Kong Dollars will also not be considered as foreign currencies spend. Foreign currencies spend excludes charges and other fees. For Fees relating to Foreign Currency Transaction, please click here.
3
You must redeem a minimum of 15,000 points at one time against a single qualifying Eligible Transaction. Pay with Points Terms and Conditions and American Express Membership Rewards Program Terms and Conditions apply.
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