With the American Express Essential® Credit Card, you can turn every day into an opportunity to earn more points.
From now until June 30, 2025, you and your friends can receive a referral bonus when you introduce them to the advantages of the Essential Credit Card. Don’t miss the chance to enjoy the great rewards you all deserve!
American Express Essential Credit Card Referral Program Terms and Conditions apply.
2
Conversion rate accurate as of December 2024 and on the basis of HK$10 Pay with Points can be redeemed by 3,000 Membership Rewards points and HK$100 cash voucher can be redeemed by 30,000 Membership Rewards points. American Express Membership Rewards Program Terms and Conditions apply.
3
Referral Bonus of 22,500 Membership Rewards points and Welcome Offer of HK$200 Statement Credit by accumulating a total spending of HK$2,000 on Basic and/or Supplementary Cards in the first 2 months upon Basic Card approval. Welcome Offer Terms and Conditions apply.
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