From now until December 31, 2025, when you successfully refer friends to apply for the American Express Essential® Credit Card, you’ll both earn a brand-new referral bonus with our compliments.
Not applicable for Cardmembers who are currently holding or applicants who have held or cancelled any approved Basic Credit Card or Charge Card issued by American ExpressHong Kong within the past 12 months from the date of this application.
1
American Express Essential Credit Card Referral Program Terms and Conditions apply.
2
Referral bonus of HK$100 Statement Credit is only applicable for Basic Cardmembers who submit their Card application online and all required valid documents within 7 days from the date of application submission. Welcome Offer of HK$200 Statement Credit is based on accumulating a total spending of HK$2,000 on Basic and/or Supplementary Cards in the first 2 months upon Basic Card approval. Welcome Offer Terms and Conditions apply.
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