Reallocate credit limit at your fingertips

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Seamlessly reallocate your credit limit
between your Cards

If you have more than one eligible American Express® Card, transferring your credit limit between Cards is a great way to give yourself more financial flexibility. Whether you want to reward yourself or simply want more freedom for summer spending, the choice is yours.

To transfer your available credit limit from one Card to another, simply log in to your Account online following the steps shown below. Upon confirmation, your new credit limit will be effective after 15 minutes.

Transfer now

Reallocating your credit limit is simple:

step_1  

Step 1:

Log in to your Account online, then go to Account Management and choose “Transfer Credit Limit from Another Card”

step_2  

Step 2:

Select the Card Account you want to reallocate your available credit limit from and the Card Account you would like to transfer it to, then enter the amount you would like to reallocate

step_3  

Step 3:

Review your transfer request details and submit

step_4  

Step 4:

A confirmation and your new credit limit will be available in 15 minutes

Transfer now

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